Financial Protection

The Cork Cyber Warranty, Explained.

Every LogosCyber plan includes a real financial backstop if something still goes wrong — not a marketing add-on, an actual warranty with defined payouts. Here's exactly what it covers, how it's different from insurance, and how fast it actually pays.

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Included in Every Plan No Deductible on the Warranty Itself Funds in Days, Not Weeks

The Question Everyone Asks First

A warranty and an insurance policy are not the same thing.

Traditional Cyber Insurance

  • Application, underwriting, and approval before coverage starts
  • A deductible you pay before the policy pays anything
  • Claims can take weeks or months to settle
  • Built to handle the long tail: legal liability, regulatory response, third-party claims
“

The Cork Cyber Warranty is built for the other half of the problem: the moment right after an incident, when a business needs money moving in hours, not after a claims process runs its course.

Cork Cyber Warranty

No deductible on the warranty itself. Funds start moving in about an hour for urgent costs, with full settlement in days. It's designed to complement your cyber insurance — one line of coverage exists specifically to help cover your insurance deductible.

This is not cyber insurance, and it isn't sold as a replacement for it. It's a financial warranty attached to your LogosCyber plan. Cork Cyber warranty terms apply.

The Fine Print, Decoded

Warranty terms you might see, translated.

What the paperwork calls itWhat it actually meansWhy it matters to you
Instant FundsMoney available immediately, no waitingThe first funds released the moment a covered incident is confirmed — meant to cover urgent costs before a full claim is even settled.
SublimitThe cap on one specific type of costYour plan's total coverage is split across categories (wire fraud, incident response, etc.) — each has its own limit rather than one shared pool.
Cyber Insurance Deductible CoverageCork helps pay what your insurance policy makes you pay firstIf you carry cyber insurance, this line exists to soften the deductible hit — the two coverages are designed to stack, not compete.
Compliance EventA protection that's temporarily off or unmonitoredThings like a device that's stopped reporting, or a login without multi-factor turned on — caught and flagged automatically, with a set window to fix it before it can affect coverage.
Cure PeriodThe window you have to fix a flagged gapRanges from 24 hours (like a login missing multi-factor protection) to a few days, depending on what's flagged — and this is something we monitor and handle for you, not something you have to track yourself.

How It Actually Works

From incident to funds, step by step.

1

Your plan already qualifies you

Coverage requires baseline protections — active monitoring, endpoint protection, backups, and multi-factor login security. Every LogosCyber plan already includes these, so there's nothing extra for you to set up.

2

We keep it active in the background

If any protection briefly drops — a device stops checking in, a login loses multi-factor — it's flagged and fixed within its cure period as part of our normal monitoring, before it can affect your coverage.

3

A covered incident pays fast

Initial funds are typically available within about an hour of a confirmed covered incident, with full settlement in days — not the weeks or months a traditional insurance claim can take.

Coverage By Plan

Every plan includes a warranty. Higher plans include more of it.

Coverage TypeReduce 50KControl 100kTransfer 500K
Instant Funds$2,500$5,000$10,000
SMS Phishing Coverage1 event/period1 event/period3 events/period
ACH / Wire Transfer LossUp to $10,000Up to $50,000Up to $75,000
Cyber Insurance DeductibleUp to $25,000Up to $100,000Up to $250,000
Incident ResponseUp to $10,000Up to $20,000Up to $100,000
Data Recovery——Up to $150,000
Business Interruption——Up to $150,000
Ransom Payment——Up to $50,000
Total Annual Coverage$50,000$100,000$500,000

Common Questions

What business owners ask about the warranty.

“Is the Cork Cyber Warranty the same as cyber insurance?”

No — a warranty and a policy solve different problems.

Cork pays out directly and quickly for a defined list of covered cyber incidents. Insurance is broader and handles the longer legal, liability, and third-party side of a breach. The two are built to work together, not replace each other.

“Do I still need cyber insurance if I have this?”

For most businesses, yes — and it makes your insurance work better.

One of the coverage lines exists specifically to help cover your cyber insurance deductible, so the two aren't competing for the same job — they're built to stack.

“What actually keeps the warranty active?”

The same baseline protections your plan already provides.

Devices being actively monitored, modern threat detection in place, backups running, and multi-factor login protection turned on. As long as those stay in place — which we manage for you — coverage stays active.

“How fast does it actually pay out?”

Minutes for initial funds, days for full settlement.

On a covered incident, funds are typically available within about an hour to cover urgent costs, with full settlement in days rather than the weeks or months a traditional insurance claim can take.

“Who is Cork, and why does a warranty come from them instead of LogosCyber directly?”

A specialist partner, not something LogosCyber underwrites itself.

Cork is a financial protection provider that partners with managed security companies like LogosCyber to offer this warranty as part of the service — a purpose-built product from a company that specializes in exactly this.

Get Started

Every LogosCyber plan includes this warranty by default.

Find out which plan fits your business, and see your coverage level before you commit to anything.

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